Fab Balance Check Your Complete Guide

Managing your money is easier when you know where you stand financially at any given time. Whether you’re a salaried professional waiting for your monthly income or a business owner managing cash flow, doing a fab balance check regularly can help you make smart financial decisions. First Abu Dhabi Bank (FAB), the largest bank in the UAE, provides multiple hassle-free ways to check your account balance through various digital and offline methods.
This article will walk you through all the available options to perform a fab balance check including mobile banking, online platforms, SMS, ATMs, and more. You’ll also find helpful tips on safe banking practices and the importance of staying on top of your finances.
Fab Balance Check Through the Mobile App
One of the quickest and most convenient methods for a fab balance check is using the FAB Mobile App. It’s user-friendly, fast, and available for both Android and iOS users. Once installed and registered, users can log in securely using their mobile number, user ID, or biometric login.
Here’s how to do it:
- Open the app and log in.
- On the dashboard, you will instantly see your current and available balance.
- Navigate to your account section to get a detailed view, including recent transactions and spending summaries.
The FAB app supports not only balance checks but also other services like utility bill payments, fund transfers, credit card payments, and card blocking.
Fab Balance Check Using Online Banking
If you’re working from a desktop or laptop, FAB’s online banking is a robust option to conduct a fab balance check without needing to install anything.
Steps to check your FAB account balance online:
- Go to the official FAB website.
- Log in using your credentials.
- Click on the “Accounts” tab to see your balances, transaction history, and available funds.
FAB’s online platform is secure and designed for those who need a broader view of their accounts, making it perfect for managing multiple accounts or reviewing past statements.
Fab Balance Check Via SMS Banking

When you’re without internet access or prefer not to use a smartphone, the SMS method provides a simple yet effective way to perform a fab balance check.
To use this service:
- Make sure your mobile number is registered with your FAB account.
- Send an SMS with the message
BAL <space> last 6 digits of your account number
to 2121. - Within seconds, you will receive a reply with your account balance.
This method is available 24/7 and works even with basic mobile phones, making it ideal for customers in remote areas or those who prefer simpler technology.
Fab Balance Check Using ATMs
FAB has an extensive network of ATMs throughout the UAE, and each machine allows you to do a fab balance check quickly and securely.
Here’s how:
- Insert your FAB debit or ATM card.
- Enter your PIN code.
- Choose the “Balance Inquiry” option from the menu.
- View your balance on-screen or choose to print a receipt.
ATM balance checks are typically free when done using a FAB ATM. However, using an ATM belonging to another bank may involve a small service charge.
Fab Balance Check Through Phone Banking
FAB’s phone banking is another reliable method, especially when you prefer speaking to a representative or using an automated phone menu.
To check your balance by phone:
- Call 600 52 5500 within the UAE.
- Follow the voice menu to reach the “Balance Inquiry” option.
- Enter your details or speak with a representative if necessary.
This option is particularly useful when you have additional queries or need assistance beyond just a fab balance check.
Fab Balance Check for FAB Credit Cards

If you have a credit card with FAB, keeping track of your credit card balance is just as essential as checking your bank account. The FAB app and SMS service also support credit card balance checks.
You can:
- Open the FAB Mobile App and navigate to the credit card section.
- View your total balance, available credit, and due amount.
- Alternatively, send an SMS with
CCBAL <space> last 4 digits of your credit card
to 2121.
Monitoring your credit card activity helps prevent overspending and supports timely payments, avoiding late fees and interest charges.
Fab Balance Check Without Internet Access
You don’t need Wi-Fi or mobile data to check your account balance. A fab balance check can be done offline using the following methods:
- SMS Banking: Quick and works even on feature phones.
- ATM: Easily accessible and offers printed receipts.
- Phone Banking: Speak to a representative or use the automated menu.
These offline methods ensure that you’re never disconnected from your money, even during travel or internet outages.
Benefits of Doing a Regular Fab Balance Check
Checking your balance often might seem like a small habit, but it can significantly impact your financial health. Performing a fab balance check regularly allows you to:
- Avoid overdrafts: Know your exact funds before spending.
- Detect fraud early: Spot unauthorized transactions quickly.
- Budget wisely: Track where your money goes every month.
- Manage savings: Ensure money is moved into savings when available.
When done regularly, a balance check can become a core part of responsible financial management.
Are There Charges for Fab Balance Check Services?
Most methods of doing a fab balance check are completely free, especially when you use FAB’s official platforms. However, there are some exceptions to be aware of:
- Mobile App and Online Banking: Free of charge
- ATM Balance Inquiry (FAB ATM): Free
- ATM Balance Inquiry (Other Banks): May have a small fee
- SMS Banking: FAB doesn’t charge, but your mobile operator might
- Phone Banking: Local calls are free, international calls may incur costs
Checking directly with FAB or your mobile service provider can ensure you’re aware of any potential fees.
Keeping Your Fab Balance Check Secure
Security is critical in digital banking. Whether you’re doing a fab balance check through the mobile app, online portal, or SMS, here are tips to stay safe:
- Use strong passwords and change them regularly.
- Avoid using public Wi-Fi for mobile or online banking.
- Always log out of your sessions when finished.
- Enable biometric authentication like fingerprint or facial recognition.
- Monitor SMS alerts for any suspicious activity.
FAB uses top-tier encryption and security systems, but your vigilance adds another layer of protection.
What to Do If Your Balance Doesn’t Seem Right
Occasionally, you may notice a discrepancy after a fab balance check. Here’s what to do:
- Review pending transactions that haven’t cleared yet.
- Double-check any automatic payments or deductions.
- Contact FAB customer support immediately to report suspicious activity or errors.
FAB is known for its efficient customer service and has dedicated teams to help resolve disputes or technical issues quickly.
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Final Thoughts on Fab Balance Check
In today’s world, staying financially aware is more important than ever. A fab balance check is not just a banking feature—it’s a vital habit. Whether you use the FAB Mobile App, online banking, SMS, ATMs, or phone banking, there’s an option tailored to your needs.
With all these secure and user-friendly channels available, checking your balance regularly is easier than ever. It empowers you to make informed decisions, avoid fees, protect against fraud, and achieve your financial goals. Make the fab balance check a part of your routine and take control of your money with confidence.
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